Privacy Policy

At VR Personal Finance, your privacy and trust are of utmost importance to us. This Privacy Policy outlines how we collect, use, and protect your personal information when you engage with our personal finance consulting services. By using our services, you agree to the terms of this Privacy Policy.

  1. Information We Collect

Personal Information

We collect personal information necessary to provide you with tailored financial advice, such as:

  • Full name

  • Contact details (email address, phone number, mailing address)

  • Date of birth

  • Employment details

  • Financial information (income, expenses, assets, liabilities, tax information)

Non-Personal Information

We may also collect non-personal information, such as:

  • Website usage data (via cookies and analytics tools)

  • Browser and device information


  1. How We Use Your Information

We use your information to:

  • Provide personalized financial consulting services

  • Develop and recommend financial strategies tailored to your needs

  • Communicate with you regarding your financial plan, inquiries, or updates

  • Ensure compliance with legal and regulatory requirements


  1. Sharing Your Information

We do not sell, rent, or trade your personal information to third parties. However, we may share your information with:

  • Service Providers: Trusted third-party vendors who assist us in delivering our services (e.g., software providers or tax consultants). These providers are bound by confidentiality agreements.

  • Legal or Regulatory Authorities: When required to comply with applicable laws, regulations, or court orders.


  1. Data Security

We implement robust security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encryption of sensitive data

  • Secure access protocols for our systems

  • Regular security audits and employee training

Despite our efforts, no method of transmission or storage is 100% secure. We cannot guarantee absolute security but are committed to maintaining the highest standards of data protection.

  1. Your Rights

You have the right to:

  • Access the personal information we hold about you

  • Request corrections to your personal information

  • Withdraw your consent for data processing (where applicable)

  • Request deletion of your personal information, subject to legal or regulatory retention requirements

To exercise these rights, please contact us using the information provided below.

  1. Retention of Information

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy or as required by law. When your information is no longer needed, we securely delete or anonymize it.

  1. Cookies and Tracking

Our website may use cookies and similar technologies to enhance user experience, analyze site performance, and provide personalized content. You can manage or disable cookies through your browser settings.

  1. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before sharing any personal information.

  1. Updates to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of significant changes by posting an updated version on our website. Your continued use of our services constitutes acceptance of the revised policy.

  1. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us:

VR Personal Finance

Email: vrpersonalfinance@gmail.com

Phone: +91 9056005257

Address: Chandigarh, India


By using VRPF, you consent to the terms of this Privacy Policy.